For the established business with diverse needs.

  • $100 minimum deposit to open
  • $4 monthly maintenance fee
  • $.07 per debit item
  • Customer pays for checks of their choice


This account is for individuals, sole proprietors or husbands and wives operating unincorporated businesses and non-profit organizations.

  • $1000 minimum deposit to open
  • $5 monthly maintenance fee if balance falls below $1000
  • Unlimited number of debits as long as balance is $1000 or above
  • $.15 charge per debit item if balance falls below $1000
  • Rate is subject to change without notice.

Bank reserves the right to require at least seven (7) days notice prior to withdrawal or transfer of any funds in the account.


Our Business Analysis Checking Account is a non-interest bearing checking account available to all businesses.

  • $100 minimum deposit to open
  • $10 monthly maintenance fee

    • Per Item Fees:
      Deposits Credited $0.40
      Deposited Items $0.10
      Checks Paid $0.15
      ACH Debits or Credits $0.10
      Cash Handling:
      Currency $0.25/$100
      Coin $0.10/roll
The monthly service charge fees are based on an analysis of the account activity. An earnings credit is calculated for your average monthly collected balance and may offset the activity charges. Your account will be charged if the activity charges exceed the credit amount for the month.

Please see the Common Features section for details on this account.

Member FDIC

First Bank of Coastal Georgia

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