You deserve preferred treatment. At First Bank of Coastal Georgia, we are
committed to giving you the banking experience you deserve. Our checking
accounts are designed with you, the customer, in mind. With five personal
checking accounts to choose from, we are assured you will find one that fits
your financial life style. Our foremost commitment is to provide you with the flexibility
you need to stay in touch with your money.
Many people bank with First Bank of Coastal Georgia , and here is why:
Direct Deposit Service
Automated Teller Machine (ATM) access.24-hour access to funds
Monthly and Quarterly Statements with Check Imaging
Basic banking conveniences right at your finger tips!
$100 minimum deposit to open this account
$2 monthly account maintenance fee
No fees charged if account maintains a $300 minimum daily balance or $1000 average balance
$0.15 fee for each debit transaction in excess of 15 during statement cycle
Unlimited access to First Bank of Coastal Georgia's ATM
Accidental Death and Dismemberment Insurance (Not insured by the FDIC)
No minimum balance required
No per check charge
Unlimited Access to First Bank of Coastal Georgia 's ATM
See a First Bank of Coastal Georgia representative for fee information
Special Insurance Program Notes:
The description herein is a summary only. It does not include all terms, conditions and exclusions of the policies described. Please refer to the actual policies for complete details
of coverage and exclusions. Insurance is offered through the company named on the certificate of insurance.
Not insured by FDIC or any Federal Government Agency. Not a deposit of or guaranteed by the bank or any bank affiliate.
This disclosure applies to consumer accounts and contains account information about Now Account Checking, Regular Savings, Senior Savings, Minor Savings or Money Market/Money Market Maximizer.
The daily balance method is used to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day. For Now Account Checking, Regular Savings, Senior Savings, Minor Savings or Money Market/Money Market Maximizer, the average balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period.
Your interest rate and annual percentage yield may change. Interest will be compounded every month (every quarter for savings) and credited at the close of the statement cycle. At our discretion we may change the interest rate on your account at any time. If you close your account before interest is credited, you will receive the accrued interest.
Interest begins to accrue on the first business day after the banking day you deposit noncash items (for example, checks).
NOTICE: First Bank of Coastal Georgia is not responsible for and has no control over the subject matter, content,
information, or graphics of the web sites that have links here. Please
contact us with any concerns or comments.