Your future is approaching quicker than you think! At First Bank of Coastal Georgia our advice is for each customer to find a disciplined and effective way to save. From savings accounts to CDs we have got your future covered. It has been stated that "early" money grows at a faster rate than "late" money. In other words - the sooner you start saving, the better! Let us help you secure your financial future.

• Money Market
• Personal Savings
• Minor Savings
• Christmas Club Savings

MMDA ACCOUNT/MONEY MARKET MAXIMIZER ACCOUNT

Perfect for the customer who can sustain a higher minimum balance!

• $1000 minimum deposit to open this account
• $10 monthly account maintenance fee
• No maintenance fee charged if account maintains a $1000 average
  balance
• Six (6) debit transactions free per statement cycle, with no more than
  three (3) debits by check or draft to a third party. A per debit fee of $5.00 will be charged for each check paid to third parties in excess of the three during a statement period. If an account continuously exceeds the debit transactions allowed, we are required by law to reclassify or close the account.
• No minimum balance to earn interest
• Interest compounded monthly, credited monthly and paid on the collected balance.
• Monthly statements

PERSONAL SAVINGS

Start saving for your future today! With the option to automatically transfer from checking to savings, this provides a regimented and easy way to save.

• $100 minimum deposit to open this account
• $2 monthly account maintenance fee if balance falls below $25
• Two (2) debit transaction free per statement cycle ($2 per debit item in excess regardless of account balance)
• No minimum balance required to earn interest
• Interest compounded quarterly, credited quarterly and paid on the collected balance
• Quarterly statements

MINOR SAVINGS

Teach them the importance of saving with this account designed especially for children.

• $100 to open this account
• Joint with parent or guardian
• $2 fee per month if balance falls below $25
• Two (2) debit transactions free per statement cycle ($2 per debit item in excess regardless of account balance)
• No minimum to earn interest
• Interest compounded quarterly, credited quarterly and paid on the collected balance
• Quarterly statements

CHRISTMAS CLUB SAVINGS

For those of you that want to get a jump on saving for that special time of year

• $5 minimum deposit to open
• Interest compounded at maturity, credited at maturity
• Make unlimited deposits (no additions can be made in the last seven days before maturity) you may not withdraw principal before maturity and cannot withdraw interest before maturity
• $10 early withdrawal penalty if account is closed before maturity date
• non automatic renewal at maturity
• Account will mature on the first Friday of November of each calendar year. Check will be mailed for the balance no later than the third Friday of November.