Your future is approaching quicker than you think! At First Bank of Coastal Georgia our advice is for each customer to find a disciplined and effective way to save. From savings accounts to CDs we have got your future covered. It has been stated that "early" money grows at a faster rate than "late" money. In other words - the sooner you start saving, the better! Let us help you secure your financial future.

• Money Market
• Senior Savings
• Personal Savings
• Minor Savings

MMDA ACCOUNT/MONEY MARKET MAXIMIZER ACCOUNT

Perfect for the customer who can sustain a higher minimum balance!

• $1000 minimum deposit to open this account
• $10 monthly account service charge fee if the average daily balance for the monthly statement cycle falls below $1000.00
• No maintenance fee charged if account maintains a $1000 average
  balance
• Withdrawals limited to 6 per statement cycle. A per debit fee of $5.00 will be charged for each item paid in excess of the 6 during a statement period. If an account continuously exceeds the 6 debit transactions allowed, we are required by law to reclassify or close the account.
• No minimum balance to earn interest
• Interest compounded monthly, credited monthly and paid on the collected balance.
• Monthly statements

SENIOR SAVINGS

It's never to late to start saving (Age 55 and older)

• $100 minimum deposit to open this account
• Withdrawals or other transfers from a Savings account to another account or to third parties by preauthorized, automatic , or telephone transfer are limited to six (6) per month
• No minimum balance required to earn interest
• Interest compounded quarterly, credited quarterly and paid on the collected balance
• Quarterly statements

FEES: A service charge fee of $2.00 will be charged for each withdrawal in excess of six (6) during a month. An early closing fee of $10.00 will be charged if the account is closed within 90 days of opening.

PERSONAL SAVINGS

Start saving for your future today! With the option to automatically transfer from checking to savings, this provides a regimented and easy way to save.

• $100 minimum deposit to open this account
• A service charge fee of $2 will be imposed every statement cycle if the balance falls below $25.00 any day of the cycle
• Withdrawals or other transfers from a Savings account to another account or to third parties by preauthorized, automatic , or telephone transfer are limited to six (6) per month
• No minimum balance required to earn interest
• Interest compounded quarterly, credited quarterly and paid on the collected balance
• Quarterly statements

FEES: A service charge fee of $2.00 will be charged for each withdrawal in excess of six (6) during a month. An early closing fee of $10.00 will be charged if the account is closed within 90 days of opening.

MINOR SAVINGS

Teach them the importance of saving with this account designed especially for children.

• $100 to open this account
• Joint with parent or guardian
• A service charge fee of $2 will be imposed every statement cycle if the balance falls below $25.00 any day of the cycle
• Withdrawals or other transfers from a Savings account to another account or to third parties by preauthorized, automatic , or telephone transfer are limited to six (6) per month
• No minimum to earn interest
• Interest compounded quarterly, credited quarterly and paid on the collected balance
• Quarterly statements

FEES: A service charge fee of $2.00 will be charged for each withdrawal in excess of six (6) during a month. An early closing fee of $10.00 will be charged if the account is closed within 90 days of opening.